Securitas Financial Group - Income Advantage Immediate Annuity

 

The "Non-Med" SPIA

What is a "Non-Med" SPIA?

Single Premium Immediate Annuities (SPIA) provide clients with an income stream for either a lifetime or a certain number of years. The SPIA's that pay in come over a person's lifetime are based on what we call "Standard" life expectancies.  In the past we would sometimes attempt to medically evaluate a client to increase payouts for people that have lower-than-average life expectancies. In the past this process required medical records, underwriting review, and several weeks before the case could even be quoted.

That all changes with Income Advantage from Securitas Financial

 

By simply answering 8 medical questions, your client could significantly increase their SPIA Income for life!  The quotes are available IMMEDIATELY allowing the Insurance Advisor to complete the transaction right then and there with their client.  Backed by one of the strongest Re-Insures in the world, Securitas Financial has truly innovated the SPIA sales process!

 

Securitas Income Advantage Product Information:   The Securitas Income Advantage Story Income Advantage Case Study # 1 Income Advantage Case Study # 2 About Securitas Financial Group   Securitas Income Advantage Contracting & Applications:   Producer Appointment Packet Securitas Financial Quote Form Securitas Financial Supplemental Quote Forms     Securitas Financial Product Reminders:   Premium Min/Max $10,000 - $500,000 Issue Ages 55 - 85 Inflation Protection Avail. 1 - 6% Annual Increase Payout Options Single Life Only   SL with Period Certain 5-20 yr   SL with Installment Refund   SL with Cash Refund   Flexible Joint Life Only   Flexible JL with Period Certain   State Approvals: AZ, AR, CO, GA, NC, OK, SC, TN, TX, DE, DC, ID, IN, MO, NV, VA, WV