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The Time For Advice

Although there are a wealth of resources out there that can give you general advice, nothing beats sitting down face-to-face with a professional who can give you a personalized financial plan.
Did you know that the most valuable penny is the 1943 Copper Penny? Google is a great place to find money facts like this. However, there are times when Google just doesn’t cut it … http://brokersalliance.com/about-brokers-alliance/news/2017/05/time-advice/

When Do You Really Need Life Insurance?

Think of those who may depend on you financially and realize that it’s crucial to secure their future sooner rather than later. Here are key moments in life when you NEED life insurance.
It’s not often we quote classic 80’s movies, but in this case, we’ll make an exception. Ferris Bueller said it best when he mused, “Life moves pretty fast. If you don't stop and lo… http://brokersalliance.com/about-brokers-alliance/news/2017/05/when-do-you-really-need-life-insurance/

Keep Things Simplified

A new study found that a majority of people would be more likely to purchase a life insurance policy if the underwriting process is simple.
With the popularity of minimalism rising, it should be no surprise that simplicity sells... A new study found that a majority of people would be more likely to purchase a life in… http://brokersalliance.com/about-brokers-alliance/news/2017/04/keep-things-simplified/

The DIME Method

There are a variety of ways one can calculate how much life insurance coverage an individual needs. One of our favorite methods is known as the DIME method.
There are a variety of ways one can calculate how much life insurance coverage an individual needs. Some agents abide by the rule of multiplying your income by 10. Others take that… http://brokersalliance.com/about-brokers-alliance/news/2017/04/dime-method/

Help! I've Fallen and I Can't Pay For It!

A new study from LIMRA concluded that a majority of middle-class consumers are more afraid of serious injury or illness than losing money in an economic downturn. So, what do you present your client who has worries that a serious injury or illness will dr…
When you were young, accidentally tripping down the stairs was a quick fright that was easily laughed off afterwards. But, when you get to be a certain age, it turns into a nightma… http://brokersalliance.com/about-brokers-alliance/news/2017/04/help-ive-fallen-and-i-cant-pay-it/

Recipe For A Successful Client Appointment

Much like preparing a big meal, it’s wise to go into a client appointment with a plan...a recipe, if you will. Here are six ingredients to add to your recipe for a successful appointment.
Much like preparing a big meal, it’s wise to go into a client appointment with a plan...a recipe, if you will. Here are six ingredients to add to your recipe for a successful appoi… http://brokersalliance.com/about-brokers-alliance/news/2017/04/recipe-successful-client-appointment/

Generation Y Do I Need Life Insurance?

A whopping 41% of Millennials surveyed by LIMRA said they did not believe they would qualify for life coverage. Let that sink in for a moment.
Millennials, also known as Generation Y, are a fascinating demographic to explore when it comes to financials. In the US, this generation collectively has $1.3 trillion dollars in … http://brokersalliance.com/about-brokers-alliance/news/2017/03/generation-y-do-i-need-life-insurance/

3 Reasons Singles Still Need Life Insurance

You might say, “Singles are too busy hitting up bars and swiping through Tinder. Most of them are not thinking about life insurance.” Our response to that is, as life shows us, everyone needs life insurance.
As producers, it can be easy to focus on selling policies to families. But, what about single clients? You might say, “Singles are too busy hitting up bars and swiping through Tind… http://brokersalliance.com/about-brokers-alliance/news/2017/03/3-reasons-singles-still-need-life-insurance/

March 2017 Life Insurance Update Show

March Madness is in full swing at Brokers Alliance! We’ve pulled the Top 4 Life Insurance Products in the industry and we’re putting them head to head in hopes of coming away with a winner. Watch as our top term products compete for the #1 spot, while we …
It's the time fo year again! March Madness is in full swing and we've caught the fever over here at Brokers Alliance. This month, our March Life Update Show showcases our own brac… http://brokersalliance.com/about-brokers-alliance/news/2017/03/march-2017-life-insurance-update-show/

To Be, or Not To Be Covered: Life Insurance In Retirement

Although clients see retirement as the financial end-game, there are still certain exceptions where having a life insurance policy through retirement makes sense.
The usual consensus is that your clients who are close to retirement (or are already retired) don’t need to purchase life insurance. However, we know that insurance is not a one-si… http://brokersalliance.com/about-brokers-alliance/news/2017/03/be-or-not-be-covered-life-insurance-retirement/

February 2017 Life Insurance Update Show

In the month of February our Life Insurance Update Show is hosting a complimentary fact filled worksheet, an IUL that’s passing in flying colors, and an Income Protection Option that has consumers tickled pink! Below we break each of these opportunities d…
In the month of February our Life Insurance Update Show is hosting a complimentary fact filled worksheet, an IUL that’s passing in flying colors, and an Income Protection Option th… http://brokersalliance.com/about-brokers-alliance/news/2017/02/february-2017-life-insurance-update-show/

3 Tips For This Must-Have Difficult Discussion

Almost no one wants to talk about death and dying. And when you talk about life insurance, it’s kind of hard not to think about your mortality or that of those you love. In spite of this, life insurance is something that really should be discussed. Here a…
Almost no one wants to talk about death and dying. And when you talk about life insurance, it’s kind of hard not to think about your mortality or that of those you love. In spite o… http://brokersalliance.com/about-brokers-alliance/news/2017/02/4-tips-must-have-difficult-discussion/

Life Applications Increase in These Two Age Groups

Since millennials have started coming of age as viable life insurance applicants, carriers have striven to to make products more appealing to members of this generation. Recent data released by MIB Group suggests carriers are finally making inroads.
Since millennials have started coming of age as viable life insurance applicants, carriers have striven to make products more appealing to members of this generation. Recent data r… http://brokersalliance.com/about-brokers-alliance/news/2017/02/life-applications-increase-these-two-age-groups/

The January 2017 Life Insurance Update Show

Are you an independent insurance agent striving to hit the ground running and set yourself up for your most successful year yet? In our January 2017 Life Insurance Update Show, we explore three opportunities that can impress your clients and benefit your …
Are you an independent insurance agent striving to hit the ground running and set yourself up for your most successful year yet? At Brokers Alliance, we want to help you meet your … http://brokersalliance.com/about-brokers-alliance/news/2017/01/january-2017-life-insurance-update-show/

The Growing Gender Gap for Life Insurance

The fact that more men have life insurance coverage than women is nothing new. Today, we discuss why this is the case and what it means for you, as an insurance broker.
The fact that more men have life insurance coverage than women is nothing new. Since the industry’s inception, more men have had coverage than women. For most of recent history, th… http://brokersalliance.com/about-brokers-alliance/news/2017/01/growing-gender-gap-life-insurance/

How & Why Retirement Advisors Can Benefit from Life Insurance Know-how

Not all retirement advisors sell life insurance, but all retirement advisors can benefit from knowledge about life insurance products and the life insurance industry. The clearest advantage is the ability to answer investors’ questions about life insuranc…
Not all retirement advisors sell life insurance, but all retirement advisors can benefit from knowledge about life insurance products and the life insurance industry. The clearest … http://brokersalliance.com/about-brokers-alliance/news/2017/01/how-why-retirement-advisors-can-benefit-life-insurance-knowhow/

Are You Connecting?

Women control more than 60% of the nation’s wealth, constitute more than 45% of American millionaires, and are growing their wealth at a rate nearly twice that of men. Does your ratio of female-to-male clients reflect these statistics?
Women control more than 60% of the nation’s wealth, constitute more than 45% of American millionaires, and are growing their wealth at a rate nearly twice that of men. Does your ra… http://brokersalliance.com/about-brokers-alliance/news/2016/12/are-you-connecting/

Millennials and the Never-Retirement Plan

For most of the last century, when someone told you he or she was retired you could fairly assume that he or she would never work again. Surveys from recent years, and a look at the debt burden many recent college graduates carry,suggest this might not be…
For most of the last century, when someone told you he or she was retired you could fairly assume that he or she would never work again. Surveys from recent years, and a look at th… http://brokersalliance.com/about-brokers-alliance/news/2016/12/millennials-never-retirement-plan/

6 Consequences of Living Without Life Insurance

Due to widespread misconceptions and a lack of general consumer understanding about life insurance products, millions of Americans who should have life insurance are living without it. To better understand the importance of having life insurance and the p…
Due to widespread misconceptions and a lack of general consumer understanding about life insurance products, millions of Americans who should have life insurance are living wit… http://brokersalliance.com/about-brokers-alliance/news/2016/12/6-consequences-living-without-life-insurance/

5 Myths About Life Insurance

Everyone’s heard of life insurance, but this important form of financial protection is widely misunderstood. To improve your knowledge of life insurance’s costs, benefits, and availability, examine the following widespread myths about life insurance.
Everyone’s heard of life insurance, but this important form of financial protection is widely misunderstood. To improve your knowledge of life insurance’s costs, benefits, and avai… http://brokersalliance.com/about-brokers-alliance/news/2016/11/5-myths-about-life-insurance/

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