Impaired RISK TERM 10, 20 or 30 Year Guaranteed LEVEL Coverage

 

Tired of wondering if you can obtain Life Coverage for your Impaired Risk Client? Ask your clients these questions and find out NOW! (Click Here for a case study)

 

Can your client answer these QUESTIONS “NO" ... IF so, they can be approved in hours.

 

1.	Have you been diagnosed as having or been treated by a physician for:
	a.	Human Immunodeficiency Virus (HIV), Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC)? _____YES _____ NO
	b.	Alzheimer’s disease (dementia), Amyotrophic Lateral Sclerosis (ALS), mental retardation or Down’s Syndrome or do you require the assistance of another person for dressing, bathing, toileting, or mobility or do you use an oxygen tank? _____YES_____NO
2.	Have you, within the past 2 (two) years:
	a.	Had a heart attack (myocardial infarction) or stroke (cerebral vascular accident)? _____YES _____NO
	b.	Had or are now awaiting an organ or bone marrow transplant (except as a donor)? ____YES ____NO
	c.	Received or been prescribed radiation or chemotherapy or have you received or been prescribed dialysis? _____YES _____NO
	d.	Been confined to a nursing home, hospice, extended care or special treatment facility or are you now hospitalized? _____YES_____NO
	e.	Used controlled substance such as cocaine, heroin, amphetamines, barbiturates or hallucinogens except as prescribed by a physician or been treated for or been advised by a physician to seek treatment for drug or alcohol use? ____YES_____NO
	f.	Been advised by a physician that your life expectancy is less than 24 months? _____YES_____NO
	g.	Had more than one DUI (DWI) violation, been convicted of a felony or are you now on probation? _____YES_____NO

 

Sample Height/Weight Levels for $100,000 of coverage.

 

Sex	Height	Weight	Insurable
Male	5'10"	420lbs	YES
Female	5'5"	397lbs	YES

 

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