The More Affordable GUL Alternative

Aug 15, 2018

Did you know that certain GUL alternatives can be cheaper than GULs? We have a great GUL alternative that you won’t want to miss out on! This new product offers affordable premium that will provide substantial death benefit guarantee, elimination of policy charges after age 90*, plus additional riders and features that allow for customization to meet your objectives.

Take a look at these two examples: First, we have a Female, age 50, best class looking for $500,000 of death benefit.  If we level pay the GUL alternative, we can guarantee the coverage to age 90 and save the client $500 of premium per year.  At a 6% return, this policy carries the coverage well past age 100. Compared to the most competitive GUL products in the country, it not only saves the client premium, but provides some cash value along the way.

Here's another example: a male age 65, Standard Non-Tobacco.  The best GUL's have a premium north of $26,000 per year. With the GUL alternative, we can guarantee the coverage to age 90 and again well past age 100 with a 6% average return, and come in over $3,000 less per year in premium. This product is a strong option to consider compared to traditional GUL coverage. Watch the August 2018 Life Insurance Update Show now to find out the carrier!

When you contract to sell this new product, you will gain access to sales ideas, consumer marketing materials and LEAD OPPORTUNITIES. For more information, please give your Brokers Alliance Agent Relationship Manager at 480.296.0169!

*For issue ages up to and including 75

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