Life & Annuity IMO for Agents in Rhode Island
Brokers Alliance is a family-owned, independent insurance marketing organization (IMO) that has helped life and annuity agents get contracted with top carriers since 1982. If you are a Rhode Island producer, we give you carrier access, case-design and underwriting support, and the agent technology to grow your book.
Get contracted in Rhode Island or call (866) 872-9394.
Selling life and annuities in Rhode Island
Adopted the NAIC best-interest annuity standard. Small, dense market with steady whole-life demand.
To write business in Rhode Island you need an active producer license issued by the Rhode Island Department of Business Regulation. Once you are licensed, Brokers Alliance gets you appointed with the carriers that write in Rhode Island and matches you to the products that fit your clients.
What Brokers Alliance gives Rhode Island agents
- Contracting with dozens of life and annuity carriers that write in Rhode Island, through one relationship.
- Case design and underwriting advocacy so more of your Rhode Island business gets placed.
- The myAdvisorCloud agent platform: e-app, illustrations, and pipeline tracking.
- A back office that has handled carrier appointments since 1982. No fees to you.
How to get started in Rhode Island
- Confirm your active Rhode Island producer license with the Rhode Island Department of Business Regulation.
- Start your contracting with Brokers Alliance.
- We submit and track your carrier appointments.
- You begin writing Rhode Island business with full back-office support.
Frequently asked questions
Do I need a Rhode Island insurance license to contract through Brokers Alliance?
Yes. You need an active Rhode Island life (and, for annuities, the appropriate line) producer license, issued by the Rhode Island Department of Business Regulation. If you are licensed in Rhode Island, we can get you appointed with carriers that write there. We can also help you add Rhode Island as a non-resident state.
Which carriers can I write in Rhode Island?
Carrier and product availability varies by state. Through Brokers Alliance you can get appointed with dozens of life and annuity carriers that write in Rhode Island. Our contracting team confirms which products are available to you in Rhode Island before you write.
Is there an annuity training requirement in Rhode Island?
Most states, including Rhode Island, require a one-time annuity training course plus carrier product-specific training before you can sell annuities, under the NAIC suitability framework. Check current requirements with the Rhode Island Department of Business Regulation; we will tell you what each carrier expects.
Does it cost anything to contract?
No. Contracting and our agent support are free to you. We are paid by the carriers.
Grow your Rhode Island practice
Get contracted through Brokers Alliance and start writing in Rhode Island. Get contracted or create your myAdvisorCloud account.