Life & Annuity IMO for Agents in North Dakota

Brokers Alliance is a family-owned, independent insurance marketing organization (IMO) that has helped life and annuity agents get contracted with top carriers since 1982. If you are a North Dakota producer, we give you carrier access, case-design and underwriting support, and the agent technology to grow your book.

Get contracted in North Dakota   or call (800) 290-7226.

Selling life and annuities in North Dakota

Adopted the NAIC best-interest annuity standard. Small market; producers depend on remote-issue carriers.

To write business in North Dakota you need an active producer license issued by the North Dakota Insurance Department. Once you are licensed, Brokers Alliance gets you appointed with the carriers that write in North Dakota and matches you to the products that fit your clients.

What Brokers Alliance gives North Dakota agents

  • Contracting with dozens of life and annuity carriers that write in North Dakota, through one relationship.
  • Case design and underwriting advocacy so more of your North Dakota business gets placed.
  • The myAdvisorCloud agent platform: e-app, illustrations, and pipeline tracking.
  • A back office that has handled carrier appointments since 1982. No fees to you.

How to get started in North Dakota

  1. Confirm your active North Dakota producer license with the North Dakota Insurance Department.
  2. Start your contracting with Brokers Alliance.
  3. We submit and track your carrier appointments.
  4. You begin writing North Dakota business with full back-office support.

Frequently asked questions

Do I need a North Dakota insurance license to contract through Brokers Alliance?

Yes. You need an active North Dakota life (and, for annuities, the appropriate line) producer license, issued by the North Dakota Insurance Department. If you are licensed in North Dakota, we can get you appointed with carriers that write there. We can also help you add North Dakota as a non-resident state.

Which carriers can I write in North Dakota?

Carrier and product availability varies by state. Through Brokers Alliance you can get appointed with dozens of life and annuity carriers that write in North Dakota. Our contracting team confirms which products are available to you in North Dakota before you write.

Is there an annuity training requirement in North Dakota?

Most states, including North Dakota, require a one-time annuity training course plus carrier product-specific training before you can sell annuities, under the NAIC suitability framework. Check current requirements with the North Dakota Insurance Department; we will tell you what each carrier expects.

Does it cost anything to contract?

No. Contracting and our agent support are free to you. We are paid by the carriers.

Grow your North Dakota practice

Get contracted through Brokers Alliance and start writing in North Dakota. Get contracted or create your myAdvisorCloud account.

See the carriers you can write through Brokers Alliance »

Brokers Alliance is an independent insurance marketing organization. Carrier names and product references reflect carriers through which Brokers Alliance places business for its independent agents; they do not imply endorsement or exclusive appointment. Product and carrier availability varies by state and by your licensing. This page is general information for licensed insurance professionals, not legal or tax advice.