SINGLE PREMIUM WHOLE LIFE

One premium. Permanent coverage that outlives the check.

Single Premium Whole Life turns a single lump sum into immediate, permanent coverage ... a pool of cash value the client can reach while they are living, and a death benefit that transfers to their beneficiary tax free.

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01 · WHAT IT IS

A powerful way to reposition idle assets.

For some clients, a low-interest bearing account simply does not serve the money they are planning to pass to the next generation. Single Premium Whole Life takes one lump-sum premium and puts it to work as permanent life insurance ... a tool on myAdvisor Cloud for turning a transfer of assets into a tax-free death benefit for the beneficiary.

One lump-sum premium Immediate, permanent coverage Cash value for living benefits Tax-free death benefit myAdvisor Cloud (MAC)

02 · HOW IT WORKS

One check does two jobs.

The client pays a single premium and the policy is fully funded from day one. That one payment creates a pool of cash value for living-benefit needs while establishing the transfer of assets as a death benefit should the policyholder die.

The single premium

One lump sum fully funds the policy ... no ongoing payments to manage.

While living

A pool of cash value inside the policy that the client can position for living-benefit needs.

At death

A death benefit that transfers the assets to the beneficiary tax free.

03 · WHO IT FITS

Built for the wealth-transfer conversation.

Single Premium Whole Life fits clients who are thinking past their own balance sheet ... the ones who want a plan for where the money goes next.

ES Create an estate

Turn a lump of cash into a larger, planned estate for the people who come after the client.

HE Pass to heirs

Move assets to heirs as a death benefit instead of leaving them in an account that does not serve the purpose.

CH Give to charity

Structure the transference of the death benefit so it passes to a charity the client cares about.

04 · HOW BROKERS ALLIANCE SUPPORTS THE CASE

Product access, plus the team behind it.

Brokers Alliance equips agents, agencies, and other IMOs with exclusive Single Premium Whole Life training, life insurance marketing materials, and hands-on help positioning the case ... all inside myAdvisor Cloud. Independently owned since 1982, we bring the carrier access and the case support that turn a single premium into placed business.

TR Exclusive training

Single Premium Whole Life training that gets a producer fluent in positioning the strategy the right way.

MK Marketing materials

Life insurance marketing and client-facing materials that demonstrate the value of permanent coverage.

CD Case support

Our staff helps you position the product and move the application through, so the case does not stall.

Broad carrier access Independently owned since 1982 Fountain Hills, AZ (866) 872-9394

Ready to write Single Premium Whole Life?

Get contracted with Brokers Alliance and put exclusive training, marketing, and case support behind every wealth-transfer conversation.

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