Low-risk Multi-Year Guaranteed Annuities provide fixed returns with tax-deferred benefits.

Multi-Year Guaranteed Annuity

MYGAs offer safety and attractive accumulation options.

A MYGA is a retirement savings vehicle that offers low-risk accumulation and tax benefits for those seeking higher returns than typically available on CDs or traditional savings accounts. Brokers Alliance®’s retirement investment tools and strategy tips help make selling annuities easier.

  • MYGAs offer rates that are typically higher than bank CDs for similar term lengths
  • Interest earned is tax-deferred
  • Principal is guaranteed
  • MYGAs pass to beneficiaries at death and avoid probate

The MYGA Wars are on!

While the typical bank CD or money market rate is hovering right around 3%, annuity carriers are topping those rates with their MYGA products.  Rates are changing frequently so check back often and call us today for a competitive illustration!

Years
Product
Yield to Surrender
3
GUGGENHEIM LIFE AND ANNUITY COMPANY
Preserve MYGA 3
2.85%
4
GUGGENHEIM LIFE AND ANNUITY COMPANY
Preserve MYGA 4
3.00%
5
SENTINEL SECURITY LIFE INSURANCE COMPANY
Personal Choice Annuity 5
3.85%
6
ATLANTIC COAST LIFE
Safe Haven 6
3.97%
7
ATLANTIC COAST LIFE
Safe Haven 7
4.04%
8
GUGGENHEIM LIFE AND ANNUITY COMPANY
Preserve MYGA 8
3.40%
9
GUGGENHEIM LIFE AND ANNUITY COMPANY
Preserve MYGA 9
3.45%
10
ATLANTIC COAST LIFE
Safe Haven 10
4.15%
    *updated 09/19/2019

Click HERE for more tools on our myAdvisor Cloud (MAC).