Low-risk Multi-Year Guaranteed Annuities provide fixed returns with tax-deferred benefits.

Multi-Year Guaranteed Annuity

MYGAs offer safety and attractive accumulation options.

A MYGA is a retirement savings vehicle that offers low-risk accumulation and tax benefits for those seeking higher returns than typically available on CDs or traditional savings accounts. Brokers Alliance®’s retirement investment tools and strategy tips help make selling annuities easier.

  • MYGAs offer rates that are typically higher than bank CDs for similar term lengths
  • Interest earned is tax-deferred
  • Principal is guaranteed
  • MYGAs pass to beneficiaries at death and avoid probate

The MYGA Wars are on!

While the typical bank CD or money market rate is hovering right around 3%, annuity carriers are topping those rates with their MYGA products.  Rates are changing frequently so check back often and call us today for a competitive illustration!

Years
Product
Yield to Surrender
3
NORTH AMERICAN COMPANY
Guarantee Choice 3
2.25%
4
GUARANTY INCOME LIFE
Guaranty 4 Annuity
2.50%
5
SENTINEL SECURITY LIFE INSURANCE COMPANY
Personal Choice Annuity 5
3.10%
6
ATLANTIC COAST LIFE
Safe Haven 6
3.17%
7
NORTH AMERICAN COMPANY
Guarantee Choice 7
3.50%
8
GUGGENHEIM LIFE AND ANNUITY COMPANY
Preserve MYGA 8
2.80%
9
LIBERTY BANKERS LIFE
Bankers Elite 9
3.05%
10
SENTINEL SECURITY LIFE INSURANCE COMPANY
Personal Choice Annuity 10
3.30%
    *updated 04/09/2020

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