Low-risk Multi-Year Guaranteed Annuities provide fixed returns with tax-deferred benefits.

Multi-Year Guaranteed Annuity

MYGAs offer safety and attractive accumulation options.

A MYGA is a retirement savings vehicle that offers low-risk accumulation and tax benefits for those seeking higher returns than typically available on CDs or traditional savings accounts. Brokers Alliance®’s retirement investment tools and strategy tips help make selling annuities easier.

  • MYGAs offer rates that are typically higher than bank CDs for similar term lengths
  • Interest earned is tax-deferred
  • Principal is guaranteed
  • MYGAs pass to beneficiaries at death and avoid probate

The MYGA Wars are on!

While the typical bank CD or money market rate is hovering right around 3%, annuity carriers are topping those rates with their MYGA products.  Rates are changing frequently so check back often and call us today for a competitive illustration!

Years
Product
 Yield to Surrender
3
GUGGENHEIM LIFE AND ANNUITY COMPANY
Preserve MYGA
 2.10%
4
GUGGENHEIM LIFE AND ANNUITY COMPANY
Preserve MYGA
 2.40%
5
ATLANTIC COAST LIFE
Safe Harbor
 3.01%
6
ATLANTIC COAST LIFE
Safe Haven
 3.07%
7
SENTINEL SECURITY LIFE INSURANCE COMPANY
Personal Choice
 3.10%
8
ATLANTIC COAST LIFE
Safe Harbor (State Variation)
 3.20%
9
GUARANTY INCOME LIFE INSURANCE COMPANY
Guaranty Rate Lock
 3.00%
10
ATLANTIC COAST LIFE
Safe Harbor
 3.20%
    *updated 08/30/2021

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