FIXED INDEX ANNUITIES

Relief from volatility, with room to grow

Fixed index annuities have become a popular solution for clients who want some relief from market volatility. There are many index annuity designs. The work is knowing which one fits each client. We help you position them.

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01 · WHY FIAs

Volatility relief that still participates

Clients want to step back from market swings without giving up all upside. Fixed index annuities answer that. The catch is that the designs vary widely, so matching the right one to the right client is where the value is.

Relief from market volatility Many designs, one right fit per client Independently owned since 1982

02 · PRODUCT DESIGNS

Designs worth positioning

A few standouts we work through with agents week to week.

LI Lifetime Income Benefit FIAs

Most carriers now offer guaranteed lifetime income benefits as part of their index annuity portfolio. The question is which ones actually work best. Join our weekly webinars to talk through positioning index annuities with lifetime income benefits.

CD 3 to 6 Year FIAs as CD alternatives

Two unique product designs offer a strong alternative to a low CD interest rate environment. These are the newer FIA products with short-term surrender periods and unique index options.

LB Look Back indexing, hindsight is 20/20

New Look Back indexing across 3 global indices. It is like betting on the horse after it already won the race.

CAP Caps as high as 10.25%

3, 6, and 9 year index annuities offer some of the highest caps in the market, ranging from 9.25% to 10.25%.

03 · MAX CAP

How a 1% gain turns into the full cap

One design guarantees the maximum cap rate as long as the index finishes equal to or greater than its original value. A small positive move can credit the full cap. We walk agents through exactly how it works and who it fits.

Full cap when index holds or gains Weekly webinars to talk positioning

Ready to position index annuities?

Get contracted with Brokers Alliance and put the right FIA designs in front of your clients. Independently owned since 1982, Fountain Hills, Arizona. Call (866) 872-9394.

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