ANNUITY COMPENSATION

Why Brokers Alliance offers the most competitive annuity compensation in the industry

If you sell annuities, you know compensation and support can make or break your business. Brokers Alliance maximizes your earning potential ... without sacrificing service, speed, or carrier access.

01 · WHAT IT IS

What is annuity compensation

Annuity compensation refers to the commissions paid to agents by insurance carriers for selling annuity contracts. Backed by more than 40 years of experience and partnerships with top-rated carriers, we empower agents to grow their book with maximum profitability. What you earn depends on several moving parts.

Product type ... fixed, FIA, MYGA, SPIA Contract length Bonus structures Carrier-specific grids FMO-negotiated overrides

Not all FMOs are created equal. Many keep a large percentage of the override or limit access to top commission levels. That is where Brokers Alliance stands out. Written by David Racich, Owner and CEO of Brokers Alliance. Updated July 2025.

02 · COMMISSION GRIDS

Top commission grids with leading carriers

We offer direct access to competitive commission levels across a broad spectrum of annuity products. Our scale and long-term carrier relationships mean we can often provide higher payouts than competing FMOs ... with no hidden reductions and no middle layers.

FIFixed Indexed Annuities
Competitive grids on FIAs across a broad carrier lineup.
MYMulti-Year Guaranteed Annuities
Top commission levels on MYGA products.
SPSingle Premium Immediate Annuities
SPIA payouts negotiated through long-term carrier scale.
RIRegistered Index-Linked Annuities
RILA access with the same transparent, direct comp.
03 · TRANSPARENCY

100% transparent payout structures

No guesswork. No games. We believe in full transparency when it comes to annuity compensation. Agents review every available commission option upfront and choose the model that best fits their business strategy.

LCLevel or street comp
Choose the payout model that fits how you run your book.
SCSplit case support
Structured support for junior and partnered agents.
CPCustom payout options
Tailored payouts for agencies and uplines.
04 · INCENTIVES

Bonus incentive opportunities

We go beyond base commissions. We help agents qualify and maximize these extras with strategic production planning and carrier alignment.

BTCarrier bonuses and incentive trips
Carrier-specific bonuses and qualifying incentive trips.
PIProduction-based incentives
Quarterly and annual incentives tied to production.
PRExclusive product rollouts
Access to new product launches with enhanced payout structures.
05 · CASE DESIGN

Custom case design that closes more sales

Higher comp is great. Closing more business is even better. Our in-house annuity case design team helps agents turn illustrations into placed cases.

MIMulti-carrier illustrations
Compare illustrations across carriers side by side.
IRIncome rider structuring
Structure income riders around your client goals.
ALAccumulation and legacy
Maximize accumulation and legacy strategies for the client.

Ready to see what your annuity compensation could look like?

Independently owned since 1982 and based in Fountain Hills, Arizona. Get contracted with Brokers Alliance and put the most competitive annuity comp in the industry to work.

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