If you’re an annuity producer, you know that compensation and support can make or break your business. In today’s competitive market, it’s critical to work with an FMO that maximizes your earning potential - without sacrificing service, speed, or carrier access.
At Brokers Alliance, we pride ourselves on offering some of the highest annuity compensation in the industry. Backed by over 40 years of experience and partnerships with top-rated carriers, we empower agents to grow their book of business with maximum profitability.
What Is Annuity Compensation?
Annuity compensation refers to the commissions paid to agents by insurance carriers for selling annuity contracts. It varies based on:
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Product type (fixed, fixed indexed, MYGA, SPIA, etc.)
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Contract length
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Bonus structures
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Carrier-specific grids
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FMO-negotiated overrides
Not all FMOs are created equal - many keep a large percentage of the override or limit access to top commission levels. That’s where Brokers Alliance stands out.
1. Top Commission Grids with Leading Carriers
We offer direct access to competitive commission levels across a broad spectrum of annuity products, including:
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Fixed Indexed Annuities (FIAs)
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Multi-Year Guaranteed Annuities (MYGAs)
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Single Premium Immediate Annuities (SPIAs)
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Registered Index-Linked Annuities (RILAs)
Our scale and long-term relationships with carriers mean we can often provide higher payouts than competing FMOs - without hidden reductions or middle layers.
2. 100% Transparent Payout Structures
No guesswork. No games.
At Brokers Alliance, we believe in full transparency when it comes to annuity compensation. Agents can review all available commission options upfront and choose the model that best fits their business strategy.
We also offer:
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Level comp or street comp options
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Split case support for junior/partnered agents
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Custom payout options for agencies and uplines
3. Bonus & Incentive Opportunities
We go beyond base commissions. Brokers Alliance agents benefit from:
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Carrier-specific bonuses and incentive trips
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Production-based quarterly and annual incentives
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Access to exclusive product rollouts with enhanced payout structures
We help agents qualify and maximize these extras with strategic production planning and carrier alignment.
4. Custom Case Design That Closes More Sales
Higher comp is great - but closing more business is even better. Our in-house annuity case design team helps agents:
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Compare multi-carrier illustrations
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Structure income riders for client goals
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Maximize accumulation and legacy strategies
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Optimize laddering and rollovers
By increasing your close rate, we help you earn more from every lead, not just from commission points.
5. Back-Office Support That Saves You Time
From new business processing to suitability reviews, our dedicated annuity operations team ensures your business is:
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Submitted correctly the first time
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Tracked and updated in real-time
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Paid out quickly and efficiently
This frees you up to focus on selling - not chasing paperwork.
6. Access to Premium Annuity Leads and Marketing Tools
We know that leads fuel your annuity business. Brokers Alliance supports agents with:
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Pre-qualified annuity lead programs
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Co-branded consumer-facing marketing
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Digital funnel setup and automation
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SEM and social media marketing strategies
Better leads + better support = more closed sales.
7. Training and Compliance Resources
Our annuity training programs cover everything from product suitability to advanced tax strategies, including:
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DOL fiduciary updates
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RMD rules and SECURE Act changes
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IRA rollover best practices
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Income planning workshops
Stay compliant while growing your sales pipeline.
If you're serious about annuity production, you deserve a partner who delivers maximum comp, real support, and tools to scale. Brokers Alliance gives you all of that and more.
We help agents earn more per case, close faster, and access the carriers and products their clients need - all backed by the most competitive annuity compensation structure available.
Want to see how much more you could earn? Contact Brokers Alliance today for a no-obligation annuity compensation review and discover why top producers choose us as their FMO.