AXA Equitable: AM Best -
Carrier Unique Product Highlights
AXA is excited to announce the launch of Athena Indexed Universal Life1. This market-leading product combines the long-term protection guarantees of a universal life insurance policy with the cash value accumulation potential of market index-linked options.
Athena Indexed UL offers several advantages:
- Flexibility to change between Choice and Basic options over the life of the product
- Targeted strategies for death benefit and cash accumulation
- Asset allocation ability
- Lower charge alternative with Basic option
- 2-year rolling target2
- Allows longer duration to receive full commission on target premium
- Longer no-lapse guarantee
- Extended to the lesser of 25 years or age 90
- Shorter surrender charge period
- Reduced by 5 years to 15 years
- New dollar cost averaging feature
- Can be elected at issue or initiated after issue
- Newly added optional Long-Term Care Services Rider, available for an additional charge.1 The LTC rider does have restrictions and limitations. Please review the product specifications for more details.
More Information:
Athena Indexed Universal Life FAQ
Athena Indexed Universal Life Client Guide
Athena Indexed Universal Life Agent Guide
Which product is right for my client?
**In approved states
**Not available in New York or Puerto Rico