FIDELITY LIFE · RAPID DECISION TERM

Term coverage issued in days, not weeks

Rapid Decision Term from Fidelity Life pairs no-medical underwriting with competitive standard rates. Policies get issued within several days of the application, so your clients get covered and you get paid fast.

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01 · RAPID DECISION TERM

Fast issue without the underwriting drag

No exam. No blood. No APS. The Rapid Decision Term is built to move quickly through underwriting and land on your client in days.

NMNo medical underwriting

Coverage moves without an exam standing in the way.

3DThree days or less turnaround

Policies get issued within several days of filling out the application.

CRCompetitive standard rates

Rates hold up against the top carriers on a standard basis.

55Telephone interview at 55 and over

Ages 55 and above complete a simple phone interview, no in-person exam.

02 · AGENT COMPENSATION

Fast issue means you get paid fast

The comp structure is built around speed. Quick issue turns into quick commission, and the small stuff is handled the way it should be.

ANAnnualization available

Take your commission up front where annualization applies.

PFFully commissionable policy fee

The policy fee counts toward your commission, not against it.

SGSign in person, by fax, or online

Take signatures however the case moves fastest.

EFCommissions EFT every Friday

Paid by EFT on a weekly cadence, every Friday.

CCCredit card billing on all modes

Clients can pay by credit card across every billing mode.

NXNo messing around with an exam

The exam step is off the table, so cases do not stall.

03 · RAPID DECISION MORTGAGE TERM

Up to $500,000 non-med with proof of mortgage

The Mortgage Term option carries the same fast-issue advantage with higher non-medical coverage for clients protecting a mortgage. No blood, no exam, no APS.

$500,000 non-med coverage 15, 20, 30, and 40 year level term Triple digit commissions Huge comp on all term levels No blood, no exam, no APS Issued within several days

04 · AVAILABLE RIDERS

Build the case out with the riders that fit

Round out coverage with the riders available on the Rapid Decision line.

Return of Premium (ROP) Accident Disability Income Accidental Death Benefit Accelerated Death Benefit Dependent Child Rider Waiver of Premium Involuntary Unemployment Waiver of Premium

Ready to write fast-issue term?

Get contracted with Brokers Alliance and put Fidelity Life Rapid Decision in front of your clients. Independently owned since 1982, Fountain Hills, Arizona. Call (866) 872-9394.

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