1. Where could your client access a bucket of money - up to $500,000 in the event of a Heart Attack, Stroke or Diagnosis of Cancer?
OR
From their Banker or Stock Brokers who handles their brokerage account? NOT LIKELY!
2. If your client had a critical or chronic event and did not die, what would the term policy that they have now do for them?
If the answer is NOTHING then you need this product!