living benefits umbrella 8.png

Add Additional Value to your Term Insurance Sales by Providing Living Benefit Coverage

Brokers Alliance® is your leading source for low-cost 10, 15, 20, 30, and 40-year term insurance that INCLUDES:

  • Chronic Illness Living Benefit
  • Terminal Illness Living Benefit
  • Critical Illness Living Benefit

 

LTC 1.png
80%
of older adults have
at least one chronic disease.
70% have at least two.
 
LTC 2.png
43%
of people needing long term
care are under the age
of 65 years old.
 
LTC 3.png
$360,000
Expected healthcare costs
for a healthy couple retiring
at 65 years old.
 
LTC 4.png
$12,000
Out-of-pocket cost some
patients may face for
one cancer drug.
 
LTC 5.png
76.7%
of patients survive a first-time
stroke for longer than six
months, requiring
long term care.
 
LTC 6.png
$48,000
Yearly cost per year for
long term care at an
Assisted Living Facility.
 

Non-Med Term with Living Benefits (even in CA!) Get Contracted Through myAdvisor Cloud Now!

Living Benefits have become more important to today’s consumer and it’s important to present options.  With this term with living benefits product, your clients can have additional protection with their policy to cover Critical, Chronic, and Terminal Illness. 

  • Simplified Issue Non-Med up to $400,000
  • Accelerate up to 95% for qualified Critical, Chronic, or Terminal Illness

 

SOURCES:
1 Healthy Aging; National Council on Aging, 2018
2 "What Is Long Term Care?"; seniorliving.org; accessed November 8, 2018
3 "Retiring this year? How much you'll need for health-care costs"; CNBC, July 2019
4 "The Imperative of Addressing Cancer Drug Costs and Value"; National Cancer Institute; March 15, 2018
5 "Factors related to 6-month mortality after first-time stroke"; Journal of Education and Health Promotion, September 2018
6 "Cost of Care"; Genworth; October 9, 2018