A Scream Queen Life Insurance Case Study

Oct 30, 2019

Life Insurance doesn’t have to be scary. There are a lot of options no matter what stage of life your clients are currently in when they start thinking about purchasing a policy. In honor of the spooky holiday, let’s use one of America’s favorite scream queens as an example: Laurie Strode from the Halloween movie franchise.

Halloween (1978) - Laurie Strode, 17yo

laurie 1.png

When we first meet Laurie Strode in 1978, she is a cautious teenager with a thriving babysitting business. After being harassed by a homicidal Michael Myers on Halloween night, we learn that Laurie is a planner. She sets up traps and attempts to evade her tormentor...all while keeping the kids in her care safe. At this point, Laurie is a bit young to be thinking about life insurance, but after her Halloween night with Michael Myers, she certainly has death and protection on the mind. In a few years, Laurie would benefit from looking at Term Life Insurance options to protect her finances if she becomes a new homeowner, gets married, or has children. With Term with Living Benefits, Laurie can dip into her death benefit tax-free if certain financial hardships sneak up on her.

Halloween H20: 20 Years Later (1998) - Laurie Strode, 37yo

laurie 2.png

Fast forward 20 years and Laurie is now nearing middle-age and is a single mother of a teenage son. Laurie is working as a headmistress of a private boarding school and lives in constant fear of Michael Myers returning to murder her and her son. With this threat looming overhead, let’s hope that Laurie’s financial advisor has helped her nail down a solid Index Universal Life policy in case her son survives the rampage. Her son would receive a tax-free death benefit that accumulated while Laurie was alive. Let’s also hope that she has some Key Person coverage to help protect the boarding school she’s running. 

Halloween (2018) - Laurie Strode, 57yo

laurie 3.png

We see Laurie Strode again 40 years after her first run-in with Michael Myers. Her life of fear has worn her down. She drinks heavily and rarely leaves her fortified home. Laurie has an estranged daughter and a teenage granddaughter whom she must protect from Michael Myers at all costs on yet another Halloween night. But what about protecting her retirement income? Laurie has many options if she survives. An Annuity or Retirement Alternative could help her live out her days in peace and quiet...unless Michael returns again.

For more information on insurance products that fit any stage of a client’s life, please give one of our Brokers Alliance Agent Relationship Managers a call at 480.296.0169.

Category: Life Insurance

Category List

Tag List

gul (2)
Content Building (2)
Market Exposure (1)
Pitch (1)
march madness (1)
Millennials (6)
social security (1)
Facebook (2)
Life Insurance Update Show (9)
Charitable Giving (3)
Interest Rates (1)
industry trends (1)
Retirement ACE (1)
Immediate Fixed Annuities (1)
Brokers Alliance (8)
final expense (1)
Financial Planning (20)
Required Minimum Distribution (1)
Star Wars (1)
Legacy (1)
Retirement Strategy (4)
Donation (1)
Cash Value (1)
estate planning (2)
training (4)
Production (1)
Generation Y (1)
Universal Life Insurance (2)
living benefits (7)
premium deposit account (1)
Executive Bonus Arrangement (1)
Annuity Update Show (11)
Indexed Annuity (3)
life happens (1)
Protection (1)
Alternative Investments (2)
IUL (13)
Life Insurance Trends (21)
Sales (24)
Breast Cancer Awareness Month (5)
MYGA (10)
Life Insurance Broker (15)
review (2)
Tax Benefits (2)
savings (1)
private pension funding (1)
Looking Forward, Giving Back (1)
Clients (2)
networking (1)
sales presentations (2)
tools (2)
Social Optimization (3)
Brokers Alliance Open (1)
underwriting (1)
Baby Boomers (1)
Retirement (12)
Quoting Tools (1)
CSO (1)
business planning (6)
Charity (2)
PPC (2)
resources (1)
Annuity (1)
Tips (4)
Advice (1)
Hybrid Products (1)
Income (1)
Waste Management Open (1)
Beneficiary (1)
Media (2)
rates (1)
presentations (2)
Training Event (1)
Asset-Based LTC (1)
Life Quotes (4)
Social Media (8)
Marketing (12)
Legacy Planning (1)
FIA (1)
Roth (1)
life insurance quotes (1)
Index Universal Life (1)
Webinar (1)
Financial Legacy (6)
Investments (2)
end of year (1)
Additional Earning (1)
business solutions (4)
Life Insurance Brokers (6)
Income Planning Academy (1)
funeral (1)
Retirement Planning (24)
IRA (1)
injury (1)
Life Insurance Check Up (6)
buy sell agreement (1)
Compliance (1)
permanent life insurance (4)
Life Insurance Evaluation (8)
Brand Values (1)
Death Benefit (2)
Fixed Indexed Annuities (1)
Long-Term Care Awareness Month (1)
Annuity Concepts (12)
term life (8)
term (5)
selling (1)
key person (1)
Product Updates (1)
PBR (1)
DOL (2)
quoting (1)
Sales Concepts (13)
Retirement Investment (3)
Video On-Demand (2)
hiring (6)
Mobile App (1)
Life Insurance Awareness Month (6)
Health Care (2)
Gift (1)
life insurance awareness (1)
Premium Finance (5)
sales kit (1)
illness (1)
Benefits (1)
Deferred Fixed Annuities (1)
leads (6)
products (5)
Breast Cancer Research (1)
case studies (3)
life 101 (2)
PIA (2)
trends (1)
Annuities (31)
Brokers (2)
Financial (4)
Leaderboard (1)
E-App (1)
business owners (4)
business (1)
RMD (1)
consumer marketing (6)
Fixed Annuities (9)
Gender Gap (1)
non-med (2)
advanced planning (2)
earning opportunities (1)
Healthy Living (1)
Insurance (21)
Long Term Care (4)
Best Rates (1)
Prospecting (4)
advanced markets (1)
Variable Annuities (1)
2019 (1)
Alternatives (5)
Life Insurance (90)

Tag Cloud

advanced planningPIARetirement ACEbusiness planningQuoting ToolsFixed AnnuitiesRetirement StrategySalesearning opportunitiesRetirementBrand Valuesestate planningindustry trendsLife Insurance TrendsIndex Universal LifeFacebookAdviceFIALife QuotesSocial OptimizationRetirement PlanningImmediate Fixed AnnuitiesAlternativesAnnuityBreast Cancer ResearchAnnuitiesFinancial Legacyprivate pension fundingsales presentationsAdditional EarningProspectingSales ConceptsProduct UpdatesBreast Cancer Awareness Monthlife happensDeath BenefitLegacyratessellingend of yearbusiness ownerssocial securityDOLliving benefitslife insurance quotesFinancial PlanningPremium Financebusiness solutionstrendsLong Term CareLife Insurance Awareness Monthterm lifetermCharitycase studiesCSOGiftgulBrokers AllianceHealth CareLooking Forward, Giving BackProtectionTraining EventbusinessAsset-Based LTCIncomesales kitProductionStar WarsreviewresourcesproductsCash ValueE-AppBrokersIncome Planning AcademyBrokers Alliance OpenAlternative InvestmentsinjuryLeaderboardLife Insurance Update ShowpresentationsFinancialPBRhiringMarket ExposureBeneficiaryIULFixed Indexed Annuitiessavingslife insurance awarenessBenefitsGeneration YillnessInvestmentstoolsInsuranceBest RatesRothRMDmarch madnessRetirement Investmentnon-medpermanent life insuranceTipsHybrid ProductsLife Insurance BrokersDeferred Fixed AnnuitiesVariable AnnuitiesIndexed Annuitykey personnetworkingWebinarClientstrainingLife Insurance EvaluationRequired Minimum DistributionPitchPPCleadsTax BenefitsMarketingLife Insurance Check Up2019Charitable GivingInterest RatesAnnuity Conceptsbuy sell agreementIRALife Insurance BrokerAnnuity Update Showlife 101MYGAquotingSocial Mediafinal expenseWaste Management OpenLong-Term Care Awareness MonthMillennialsGender GapMobile AppLife InsuranceVideo On-DemandContent BuildingunderwritingUniversal Life InsuranceHealthy LivingCompliancefuneralMediaDonationLegacy PlanningBaby Boomerspremium deposit accountExecutive Bonus Arrangementconsumer marketingadvanced markets